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The mPower Investment Program:
Investments That Make a Difference

Download a brochure for
The mPower Investment Program.

For more information on the mPower program, please visit

Calvert Foundation

Request a prospectus for
The mPower Investment Program
through the Calvert Foundation website.

The mPower Investment Program allows social investors to make a difference in the lives of thousands of poor entrepreneurs while also earning financial returns. The program invests capital in microfinance institutions, or micro-banks, which issue loans to help the working poor pull themselves out of poverty.

"With a loan of just $100, a woman can purchase a sewing machine to make and sell clothing," notes Gil Crawford, MicroVest's General Manager. "A small cobbler can use this working capital to produce more than one pair of shoes at a time."

While helping poor families to grow their business, investors earn a financial return when the loans are paid back with interest. You may choose your return: for 1 and 3-year notes, returns are 0%-2%; for 5, 7, and 10-year notes, returns are 0%-3%.

The Community Investment Notes are retail debt instruments and not mutual funds. They are issued by the Calvert Social Investment Foundation which was established to help end poverty through investment.  To protect investors, the Calvert Foundation and MicroVest Capital Management use a variety of credit safeguards, including portfolio diversification, rigorous due diligence, close monitoring, a generous loan-loss reserve, and an $8 million debt cushion.

"An investment in the mPower Investment Program brings business solutions to combat global poverty, while generating a financial return," says Crawford. "That's an investment that makes a difference."